Baggerly suggests a simple exercise to help determine where your money should be going.

Make a list of your expenses.

Also, find out how inflation.

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Find tips on cheaper substitutes, wage negotiation, energy saving, debt.

Verkkolearn how to cope with rising prices and protect your budget from inflation.

Verkkolearn how to cope with rising prices by buying strategically, embracing substitution and locking in fixed rates on debt.

Verkkoknow your wants vs.

Verkkoyou just found the biggest problem spots in your budget, trimmed where you could, and worked on ways to save.

Now it’s time to adjust those budget line totals.

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